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Example calculation • Tax year 2025

€3,000 per month Gross = €2,594 Net (2025)

How much net from €3,000 per month gross in 2025? Answer: €2,594. See the full tax calculation including all brackets, tax credits, and contributions.

A €3,000 monthly gross salary is around the Dutch median. Your net pay depends on tax credits, deductions and any allowances you receive. Below you can see an exact gross-to-net calculation for 2025, plus ways to explore “what-if” scenarios.

Net per month

€2,594

Net per year

€31,131

Effective tax rate

13.5%

Tax breakdown (summary)

Gross annual income
€36,000
Tax withheld (monthly)
€406
Net annual income
€31,131
Take-home percentage
86.5%

Brackets (estimate)

  • Bracket 1 (35.82%)€12,895

Context

This income is roughly at the 42th percentile (NL) with an estimated marginal tax rate around 35.8%.

Next steps

Open gross-to-net calculatorRead: gross-to-net explained