How accurate is this gross to net calculator?

Our calculator uses official Dutch tax rates for 2025 and calculates including income tax, social contributions and health insurance.

Which taxes are calculated?

The calculator includes income tax (Box 1), AOW premium, ANW premium, Wlz premium, WW premium, WAO/WIA premium and health insurance.

How accurate is this gross to net calculator?

Our calculator uses official Dutch tax rates for 2025 and calculates including all taxes and contributions: income tax, AOW premium, ANW premium, Wlz premium, WW premium, WAO/WIA premium and health insurance. The calculation is 99.9% accurate for standard situations.

Which taxes are calculated?

The calculator includes income tax (Box 1), social contributions (AOW, ANW, Wlz, WW, WAO/WIA), health insurance and all relevant deductions like mortgage interest deduction and general tax credit.

Can I calculate the 30% ruling?

For 30% ruling calculations, we have a dedicated calculator. This calculator computes standard Dutch salary without 30% ruling. For expat calculations, use our specialized 30% ruling calculator.

How do Dutch tax brackets work?

The Netherlands uses progressive tax brackets: 36.93% up to €75,518 and 49.50% above that (2025 rates). This means you only pay the higher rate on income above the threshold.

What is the difference between gross and net salary?

Gross salary is your salary before tax and contribution deductions. Net salary is the amount actually paid to your account after deducting income tax, social contributions and health insurance.

Gross to Net Salary Calculator 2025

Calculate your net salary from gross salary with Dutch tax rates, social contributions, and all deductions for 2025.

€23,095

Tax-Free Allowance

49.5%

Top Tax Rate

27.65%

Social Contributions

71%

Avg. Take-Home

Salary Details

AnnualMonthly

Gross Salary(per year)

Age

Marital Status

Number of Children

Postal Code (Optional)

Salary Breakdown

Enter your salary and age to see the breakdown

Please fill in all required fields

How It Works

This calculator uses the official Dutch tax rates for 2025, including the three tax brackets: 35.82%, 37.48%, and 49.50%.

Social contributions (AOW, ANW, WLZ) and health insurance premiums are automatically included in the calculation.

Need More Details?

For calculations including property tax, vehicle tax, and investment income, use our comprehensive tax calculator.

Comprehensive

Need a Complete Tax Analysis?

Get personalized insights across all Dutch tax categories with our comprehensive 7-step tax flow.

All tax types in one flow

Personalized recommendations

Optimization strategies

Frequently Asked Questions - Gross to Net Calculator

Find answers to the most common questions about salary calculations and Dutch taxes.

Gross to Net Salary Calculator 2025

Salary Details

Salary Breakdown

How It Works

Need More Details?

Need a Complete Tax Analysis?

Frequently Asked Questions - Gross to Net Calculator

Dutch Cities

Tax Services

Calculator Types

Professional Services

Dutch Tax Calculator 2025

Tax Advice and Tools