How accurate is this gross to net calculator?+
Our calculator uses official Dutch tax rates for 2026 and calculates including income tax, social contributions and health insurance.
Which taxes are calculated?+
The calculator includes income tax (Box 1), AOW premium, ANW premium, Wlz premium, WW premium, WAO/WIA premium and health insurance.
How much income tax do I pay in the Netherlands in 2026?+
Dutch income tax in 2026 depends on your income level. The combined rate (income tax + social contributions) is 35.75% for the first €38,883, 37.56% up to €78,426, and 49.5% above that. Your effective rate depends on tax credits and your situation—use the calculator for an estimate.
What is the arbeidskorting (employment tax credit)?+
The arbeidskorting is a tax credit for working people in the Netherlands. In 2026, it can reduce your tax by up to €5,685. It phases out at higher incomes and is automatically applied when you have employment income.
What are the Dutch income tax brackets in 2026?+
The Netherlands has three income tax brackets in 2026: 35.75% up to €38,883 (includes social contributions), 37.56% from €38,883 to €78,426, and 49.5% above €78,426. You only pay each rate on income within that bracket.
Gross to net salary Netherlands: how does it work?+
Gross salary is your pay before taxes and social contributions. Net salary is what you take home after payroll tax withholding and other deductions. Our calculator estimates your Dutch net salary for 2026 using official tax rates and tax credits—enter your gross amount to see the breakdown.
Gross vs net salary in the Netherlands: what is the difference?+
Gross salary is before taxes and contributions; net salary is after withholding (income tax + social contributions) and any deductions (such as pension contributions). Tax credits (like the general tax credit and the labour tax credit) can reduce the tax you pay.
How does income tax work in the Netherlands?+
Dutch income tax (Box 1) is progressive: different rates apply to different parts of your income. Tax credits reduce your final tax bill. For employees, most tax is withheld via payroll, and the final amount is settled when you file your annual tax return.
How do I calculate Dutch income tax?+
To calculate Dutch income tax you apply the tax brackets for 2026 to your taxable income and then subtract tax credits. In practice, payroll withholding and your personal situation can make the outcome differ—use the calculator for an estimate.
How do I file a Dutch income tax return?+
You file your Dutch income tax return through the Dutch tax authority portal (Mijn Belastingdienst) using DigiD. Much of the return is prefilled (salary, bank interest, etc.), but you should review and add missing items such as deductions. After filing, you receive an assessment showing a refund or amount due.
How do I pay taxes in the Netherlands?+
Employees usually pay most taxes via payroll withholding. If you owe additional tax after filing, you pay based on the assessment from the Dutch tax authority; payment in instalments is often possible via a payment arrangement.
What is a Dutch tax identification number (tax ID)?+
For individuals, your main Dutch tax identifier is your BSN (citizen service number). Businesses may have other numbers such as a VAT number. The exact “tax ID” depends on context—if in doubt, check your official letters or the relevant Dutch authority portal.
