Question 1

How much net do I get from €4,000 per month gross?

Accepted Answer

With a gross salary of €4,000 per month in 2025, you receive €3,146 net. This results in an effective tax rate of 21.3%.

Question 2

What is the effective tax rate at €4,000 per month?

Accepted Answer

With a gross income of €4,000 per month, the effective tax rate is 21.3%. The marginal rate (tax on additional income) is 37.5%.

Question 3

How does €4,000 per month compare to the Dutch median income?

Accepted Answer

The Dutch median yearly income is €37,200. At €4,000 per month gross, you are in the top 37% of incomes in the Netherlands. That is about €10,800 above the median. You keep about 78.7% of your gross income.

Question 4

Why does the net amount change at €4,000 per month? (brackets & tax credits)

Accepted Answer

Your income falls into tax brackets 1 and 2. Your marginal tax rate on additional income is 37.5%. At this income level, the employment tax credit phases out, so extra gross results in less extra net. For the full explanation (brackets, credits, contributions), see “Gross to Net Explained”.

Question 5

How much do I save with the 30% ruling at €4,000 per month?

Accepted Answer

With the 30% ruling, you would receive €3,674 net, which is €528 more than without the ruling. The 30% ruling is available for expats who meet the eligibility criteria.

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€4,000 per month Gross = €3,146 Net (2025)

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