A €4,000 monthly gross salary (€48,000/year) places you in the top 35% of Dutch earners. At this income level, you're in the second tax bracket and the arbeidskorting is starting to phase out more noticeably. This is a typical salary for senior professionals, managers, and specialized technical roles.
Income ranking and median based on CBS income distribution 2023
With a gross salary of €4,000/month in 2025, you receive €3,146 net. This results in an effective tax rate of 21.3%.
With a gross income of €4,000/month, the effective tax rate is 21.3%. The marginal rate (tax on additional income) is 37.5%.
An income of €4,000/month falls into tax brackets 1 and 2. In 2025, the Netherlands has three brackets: 35.82% up to €38,441, 37.48% up to €76,817, and 49.50% above.
With the 30% ruling, you would receive €3,674 net, which is €528 more than without the ruling. The 30% ruling is available for expats who meet the eligibility criteria.