Question 1

How much net do I get from €4,000 per month gross?

Accepted Answer

With a gross salary of €4,000 per month in 2025, you receive €3,674 net. This results in an effective tax rate of 11.6%.

Question 2

What is the effective tax rate at €4,000 per month?

Accepted Answer

With a gross income of €4,000 per month, the effective tax rate is 11.6%. The marginal rate (tax on additional income) is 37.5%.

Question 3

How does €4,000 per month compare to the Dutch median income?

Accepted Answer

The Dutch median yearly income is €37,200. At €4,000 per month gross, you are in the top 37% of incomes in the Netherlands. That is about €10,800 above the median. You keep about 91.9% of your gross income.

Question 4

Why does the net amount change at €4,000 per month? (brackets & tax credits)

Accepted Answer

Your income falls into tax brackets 1 and 2. Your marginal tax rate on additional income is 37.5%. At this income level, the employment tax credit phases out, so extra gross results in less extra net. For the full explanation (brackets, credits, contributions), see “Gross to Net Explained”.

Question 5

Does the 30% ruling apply automatically?

Accepted Answer

No. Your employer must apply for it with the Dutch tax authority and you must meet the eligibility conditions (including salary threshold and the 150km rule).

€4,000 per month Gross = €3,674 Net (2025)

Net per month

Net per year

Effective tax rate

Tax breakdown (summary)

Brackets (estimate)

Context

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