Gross-to-net calculator
Calculate 2026 Dutch gross-to-net pay with holiday allowance, pension, payroll credits, and optional 30% ruling support.
Tax year 2026 · reviewed June 2026
Direct answer
Dutch income tax and gross-to-net salary
Your Dutch net salary is your gross pay minus payroll withholding, social security contributions, deductions, and the tax credits that apply in tax year 2026. This calculator uses the current Box 1 brackets and tax-credit values to estimate monthly and annual take-home pay.
Key figures
First bracket
35.75% up to €38,883
Includes national insurance contributions for non-AOW taxpayers.
Second bracket
37.56% up to €78,426
Only income inside this band is taxed at this rate.
Top bracket
49.5% above €78,426
Useful for higher salaries and marginal-pay questions.
Tax credits
€3,115 general / €5,685 labour
The final credit depends on income and personal situation.
What this calculator includes
- -Box 1 brackets, national insurance contributions, and payroll withholding.
- -General tax credit, labour tax credit, and payroll tax credit handling.
- -Monthly salary, annual salary, holiday allowance, and special pay.
Important assumptions
- -The result is an estimate for the selected tax year.
- -Pension, collective labour agreement deductions, and employer-specific payslip rules can differ.
Example question
How much Dutch income tax do I pay on my salary? Enter monthly or annual gross pay to see payroll withholding, tax credits, contributions, and estimated net salary.
Is this also the Dutch income tax calculator?
Yes. For employment income, gross-to-net is the practical way to estimate Dutch income tax, contributions, and tax credits.
Frequently asked questions
Quickly find answers to common questions