Gross-to-net calculator
Calculate 2026 Dutch gross-to-net pay with holiday allowance, pension, payroll credits, and optional 30% ruling support.
Calculate 2026 Dutch gross-to-net pay with holiday allowance, pension, payroll credits, and optional 30% ruling support.
Tax year 2026 - reviewed in June 2026
Use this page as the primary Dutch income tax salary calculator. Broad income-tax questions resolve here; 30% ruling-specific expat questions route to the dedicated calculator.
Direct answer
Your Dutch net salary is your gross pay minus payroll withholding, social security contributions, deductions, and the tax credits that apply in tax year 2026. This calculator uses the current Box 1 brackets and tax-credit values to estimate monthly and annual take-home pay.
First bracket
35.75% up to €38,883
Includes national insurance contributions for non-AOW taxpayers.
Second bracket
37.56% up to €78,426
Only income inside this band is taxed at this rate.
Top bracket
49.5% above €78,426
Useful for higher salaries and marginal-pay questions.
Tax credits
€3,115 general / €5,685 labour
The final credit depends on income and personal situation.
How much Dutch income tax do I pay on my salary? Enter monthly or annual gross pay to see payroll withholding, tax credits, contributions, and estimated net salary.
Yes. For employment income, gross-to-net is the practical way to estimate Dutch income tax, contributions, and tax credits.
Figures come from Belastbaar tax-data and are reviewed against Dutch Tax Administration income-tax and payroll guidance.
Includes wage tax, social contributions, labour credit, and general tax credit.
Compare your take-home pay per tax year and see what changes on your payslip.
Use the same calculator for monthly salary, annual salary, and quick salary examples.
Open the gross-to-net explainer next if you want to understand exactly where the gap comes from.
The calculation uses Box 1 brackets, social contributions, and tax credits for the selected tax year.
Calculate from monthly or annual gross salary and see how holiday allowance affects taxable pay.
Date of birth helps with AOW transitions. Expats can model the 30% ruling separately.
Looking for take-home pay as an expat? Also check the 30% ruling calculator.
Get fast insight into wage tax, social contributions, and your expected take-home pay.
Compare common salaries in the Dutch Net Salary Index 2026.
These rounded annual scenarios use the canonical 2026 calculation. Pension, holiday allowance, multiple jobs, AOW, and the 30% ruling can change your payslip.
View all scenarios, methodology, and downloadsQuickly find answers to common questions
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