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Childcare Allowance Calculator

Calculate your Dutch childcare allowance (kinderopvangtoeslag) for 2026. Estimate your coverage % and net costs based on income, hours and childcare type.

Tax year 2026 · reviewed June 2026

Last reviewed: Tax year 2026, reviewed in June 2026Official sources: Belastingdienst - income taxRead our methodology

Frequently asked questions

Quickly find answers to common questions

What types of childcare qualify?

Kinderopvangtoeslag applies to registered daycare (kinderdagverblijf), after-school care (BSO), and registered childminders (gastouder).

Who qualifies for kinderopvangtoeslag?

Parents who work/study and use registered childcare may qualify. Income and registered hours determine coverage.

What is the coverage percentage?

Coverage depends on household income. Lower incomes receive higher percentages, up to 96%.

How are hours capped?

Childcare hours are capped by official rules. The calculator applies the maximums based on your inputs and situation.

Do hourly rate caps apply?

Yes. Only costs up to the maximum hourly rate per childcare type are eligible.

How much kinderopvangtoeslag can I receive in 2026?

The amount depends on your income, childcare type, and hours. Lower incomes receive a higher percentage. Use the calculator for a personalized estimate.

What is the maximum hourly rate in 2026?

Maximum hourly rates in 2026 are: €11.23 (daycare), €9.98 (BSO), and €8.49 (childminder). Costs above these rates are not covered.

Can I get kinderopvangtoeslag for multiple children?

Yes, you can receive kinderopvangtoeslag for multiple children. For the second child and beyond, you can receive a higher percentage than for the first child (rules apply).

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