Assessment Income Calculator
Calculate your toetsingsinkomen to check eligibility for Dutch benefits like zorgtoeslag, huurtoeslag, and kindgebonden budget.
Tax year 2026 · reviewed June 2026
Last reviewed: Tax year 2026, reviewed in June 2026Official sources: Belastingdienst - income taxRead our methodology
Frequently asked questions
Quickly find answers to common questions
What is toetsingsinkomen?+
Toetsingsinkomen (assessment income) is the income figure used to determine eligibility for Dutch government benefits. It roughly equals Box 1 + Box 2 + Box 3 income minus certain deductions.
How is it different from gross income?+
Toetsingsinkomen includes income from all three tax boxes and excludes certain deductions. It may be higher or lower than your gross salary.
How is toetsingsinkomen calculated?+
Toetsingsinkomen is roughly Box 1 income + Box 2 income + Box 3 deemed income − certain deductions. Not all deductions reduce toetsingsinkomen.
What is a toeslag partner?+
A toeslag partner is someone whose income is counted together with yours for benefits eligibility. This can be your spouse/registered partner, or a cohabitant meeting specific criteria (e.g., joint child).
Does wealth (vermogen) affect my toeslagen?+
Yes. Many toeslagen have asset limits. Assets can also generate deemed income in Box 3, which can increase your toetsingsinkomen.
What toeslagen use toetsingsinkomen?+
Common examples are zorgtoeslag, huurtoeslag, kinderopvangtoeslag, and kindgebonden budget. Each has different thresholds and rules.
How can I reduce my toetsingsinkomen?+
Some deductions can lower it (e.g., alimony payments, certain charitable donations, and pension premiums). Not every deduction affects toetsingsinkomen.
Still have questions?